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+971-4-123-4567
Midan Financial

Transparency in Coverage

Clear, accessible pricing information for all our banking services

Updated Monthly | Effective January 2025

Our Commitment to Transparency

At Midan Financial, we believe in complete transparency regarding our fees, rates, and charges. This page provides comprehensive information about all costs associated with our banking services.

We comply with all UAE Central Bank regulations and DIFC transparency requirements to ensure you have access to clear, understandable pricing information.

Key Principles

  • • No hidden fees or charges
  • • Clear, upfront pricing
  • • Regular updates and notifications
  • • Easy-to-understand documentation
  • • Competitive market rates
Find Pricing Information
Machine-Readable Files

Download Complete Pricing Data

Access our complete fee schedules and pricing information in machine-readable formats for analysis and comparison purposes.

Alternative Formats

We also provide pricing information in various formats to meet different accessibility and analysis needs.

Personal Banking Fees
Checking Account Monthly FeeAED 25

Waived with AED 3,000 minimum balance

Savings Account Monthly FeeFREE

No minimum balance required

ATM Withdrawal (Other Banks)AED 5

First 5 transactions free monthly

International Wire TransferAED 75

Plus correspondent bank fees

Overdraft FeeAED 100

Per occurrence, subject to approval

Business Banking Fees
Business Checking Monthly FeeAED 50

Waived with AED 10,000 minimum balance

Transaction Fee (Over 100)AED 2

Per transaction after 100 monthly

Cash Deposit Fee0.1%

Minimum AED 10, maximum AED 500

Letter of Credit Issuance0.5%

Minimum AED 500 per LC

Trade Finance ProcessingAED 250

Per transaction processing fee

Current Interest Rates

Deposit Rates (APY)

Savings Account2.25%
3-Month CD3.50%
12-Month CD4.25%
Money Market2.75%

Loan Rates (APR)

Personal Loan8.99%
Auto Loan6.25%
Home Mortgage5.75%
Business Loan7.50%

Credit Cards (APR)

Classic Card18.99%
Gold Card16.99%
Platinum Card14.99%
Business Card15.99%

Note: Rates are subject to change and may vary based on creditworthiness, loan amount, and term. Contact us for personalized rate quotes.

Cost Estimation Tools

Interactive Calculators

Use our online calculators to estimate costs and compare different banking options before making decisions.

Personalized Quotes

Get accurate, personalized pricing based on your specific needs and qualifications.

Regulatory Compliance

Compliance Standards

  • • UAE Central Bank Regulations
  • • DIFC Financial Services Authority Rules
  • • International Banking Standards
  • • Anti-Money Laundering Requirements
  • • Consumer Protection Guidelines

Transparency Requirements

  • • Clear fee disclosure
  • • Rate change notifications
  • • Terms and conditions clarity
  • • Complaint handling procedures
  • • Regular reporting and updates
Questions About Pricing?

Get Help

Our transparency team is available to help you understand our pricing structure and find the most cost-effective solutions for your needs.

Email: transparency@midanfinancial.com

Phone: +971-4-123-4567

Hours: Sunday-Thursday, 8:00 AM - 6:00 PM

Request Information

Need specific pricing information or have questions about fees? Contact us for detailed explanations and personalized assistance.