ADCB Insured - Licensed by Central Bank of UAE
+971-4-123-4567
Midan Financial

Working Capital Solutions

Keep your business running smoothly with flexible working capital financing. From lines of credit to term loans, we provide the cash flow solutions your business needs to grow and thrive.

Working Capital Financing Options

Flexible financing solutions to support your business operations

Business Line of Credit
From 6.25%
APR

Revolving credit line for ongoing business needs

  • Access up to AED 1M
  • Pay interest only on used funds
  • Revolving credit facility
Term Loans
From 5.75%
APR

Fixed-term loans for specific business investments

  • Fixed monthly payments
  • Terms up to 7 years
  • Competitive rates
Invoice Financing
From 4.95%
APR

Convert outstanding invoices into immediate cash

  • Up to 90% of invoice value
  • Quick funding
  • Improve cash flow
Seasonal Financing
From 6.75%
APR

Flexible financing for seasonal business cycles

  • Seasonal payment schedules
  • Inventory financing
  • Flexible terms

Why Choose Working Capital Financing

Fuel your business growth with flexible financing

Improve Cash Flow

Bridge gaps between receivables and payables to maintain smooth operations.

Quick Access

Get approved quickly and access funds when you need them most.

Flexible Terms

Choose from various repayment options that match your business cycle.

Competitive Rates

Enjoy competitive interest rates designed for business growth.

Revolving Credit

Access funds repeatedly as you pay down your balance.

No Collateral

Many options available without requiring business assets as collateral.

Common Uses for Working Capital

How businesses use working capital financing

Inventory Purchase

Stock up on inventory for peak seasons or take advantage of bulk purchasing discounts.

Payroll & Operations

Cover payroll, rent, utilities, and other operational expenses during slow periods.

Equipment & Supplies

Purchase necessary equipment, tools, or supplies to maintain business operations.

Marketing Campaigns

Fund marketing initiatives to drive sales and business growth.

Expansion Projects

Finance business expansion, new locations, or market entry initiatives.

Emergency Expenses

Handle unexpected expenses or emergency repairs to keep business running.

Simple Application Process

Get working capital financing in just a few steps

1

Apply Online

Complete our quick online application with basic business information

2

Submit Documents

Provide financial statements and supporting documentation

3

Get Approved

Receive approval decision within 24-48 hours

4

Access Funds

Start using your working capital line of credit immediately

Ready to Improve Your Cash Flow?

Don't let cash flow challenges hold back your business. Get the working capital you need to succeed.

Apply Now