Business Savings Accounts

Grow your business capital with competitive interest rates and flexible savings solutions. Build reserves for expansion, equipment purchases, or unexpected opportunities.

Open Business Savings

Business Savings Options

Choose the savings account that best supports your business financial goals and cash flow needs.

Business Savings

3.2%

Annual Interest Rate

AED 10,000

Minimum Balance

Competitive interest rates
No monthly maintenance fees
Unlimited deposits
Quarterly interest payments
Online account management

Perfect for:

General business savings

Open Account

High-Yield Business Savings

4.5%

Annual Interest Rate

AED 100,000

Minimum Balance

Higher interest rates
Tiered rate structure
Monthly interest payments
Priority customer service
Investment advisory access
Cash management tools

Perfect for:

Large cash reserves

Open Account

Corporate Reserve Fund

5.1%

Annual Interest Rate

AED 500,000

Minimum Balance

Premium interest rates
Dedicated relationship manager
Flexible withdrawal terms
Treasury management services
Investment opportunities
Tax optimization strategies

Perfect for:

Corporate treasury management

Open Account

Common Business Savings Goals

Set specific savings targets and track your progress toward important business objectives.

Equipment Purchase

Save for new equipment and technology upgrades

Target Amount

AED 100,000 - 500,000

Timeframe

6-18 months

Expansion Fund

Build capital for business expansion and growth

Target Amount

AED 250,000 - 1,000,000

Timeframe

1-3 years

Emergency Reserve

Maintain liquidity for unexpected business expenses

Target Amount

3-6 months operating expenses

Timeframe

12-24 months

Investment Capital

Accumulate funds for strategic investments

Target Amount

AED 500,000+

Timeframe

2-5 years

Integrated Cash Management

Optimize your business liquidity with automated cash management solutions.

Automated Sweeps

Automatically transfer excess funds from checking to savings to maximize interest earnings.

• Daily balance monitoring
• Customizable sweep thresholds
• Automatic fund transfers
• Detailed reporting

Liquidity Management

Maintain optimal cash levels while maximizing returns on idle funds.

• Real-time cash positioning
• Forecasting tools
• Investment options
• Risk management

Why Choose Our Business Savings?

Experience the advantages of saving with a trusted business banking partner.

Competitive Rates

Earn some of the highest interest rates available for business savings accounts in the UAE.

ADCB Protected

Your business deposits are protected by ADCB insurance for added peace of mind.

Smart Tools

Advanced cash management and forecasting tools to optimize your business finances.